More than 202,000 people call Oxnard, California home. If you will soon be moving to Oxnard, you may be wondering what living here is like.
In this guide, we will discuss cost of living, employment opportunities, education, transit, weather and more for Oxnard. That way, you can visualize what it is like to live and work in this city.
To find out about the cost of living in Oxnard, we can turn to data provided by Sperling’s Best Places
This website uses a cost of living index with 100 as the US average. Values that are higher than 100 represent a higher than average cost of living. Those that are below 100 represent a lower cost of living than average.
According to that scale, the cost of living in Oxnard is rated at 138.5. While that is higher than the US average, it is actually significantly lower than the California cost of living, which is rated at 149.9.
So, if you want to live in California, you can actually save quite a bit of money by making Oxnard your home instead of some of the more expensive locations nearby.
In fact, to offer a comparison, on the same index, Sperling’s gives Los Angeles a rating of 173.3.
Cost of living for most expenses in Oxnard is actually only marginally higher then it is across the country on average. Most of the difference comes in with housing, which is not unusual on the West Coast.
On the same scale where the US average is rated at 100, housing in Oxnard is rated at 217.6. Housing for California as a whole is rated at 239.1.
The median cost of a home in Oxnard is $634,900. That is much lower than the median cost of a home in California, which is $684,800.
So, you can find some beautiful homes for sale in this area at excellent prices.
Let’s take a look at what the US Census says about earnings in Oxnard.
The Census reports that the median household income in Oxnard from 2015 through 2019 was $72,843. That is higher than the $68,703 median household income for the country.
There are many employment opportunities in Oxnard, as quite a few industries are prominent here. Some of these include manufacturing, agriculture, defense, and trade.
Top employers in Oxnard include the Oxnard School District, Reiter, the City of Oxnard, CommonSpirit Health, Procter & Gamble, St. John’s Regional Medical Center, Haas Automation, the Oxnard Union High School District, Spatz Laboratories, and Raypack.
There are 59 schools throughout Oxnard. These include 49 public schools and 10 private schools. For higher education, options include Oxnard College, California State University Channel Islands, Northridge, California Lutheran University, California State University, University of Phoenix, Santa Barbara National University, University of California, and Azusa Pacific University.
Sperling’s rates crime on a scale where 1 equals low crime and 100 equals high crime. On that scale, the US average for violent crime is 22.7. The violent crime rating for Oxnard is just 19. So, violent crime is lower in Oxnard than it is across the country on average.
If you want to drive to nearby Ventura, Santa Barbara, and Los Angeles, you can travel on highway 101. If you want to travel to Malibu, you can take the Pacific Coast Highway.
For public transportation, options include the Metrolink Ventura County Line, Amtrak, the Gold Coast Transit District bus system, and the VCTC Intercity bus system. So, it is easy not only to get around Oxnard itself, but also the surrounding region.
You probably know how bad traffic can be in Los Angeles, so you might be concerned about commute times in Oxnard.
But you will be pleasantly surprised. On average, it takes 25.7 minutes to commute one-way in Oxnard. That is slightly less than the 26.4-minute US average.
Most people living in Oxnard do drive to work rather than use public transportation. Sperling’s reported that only 1.1% of the working population take mass transportation. 75.8% drive to work by themselves, while 17.7% carpool. 2.8% work from home.
Since the pandemic started, it is likely that the work from home percentage has risen.
For many people moving to Southern California, one of the big attractions is the climate. In Oxnard, the climate is particularly temperate. There is no snow, and the weather is sunny. But the location along the shoreline brings in coastal breezes that help to regulate the temperature.
On average, the area receives 15 annual inches of rain. The average number of sunny days each year is 276. That is quite a few more days than the US average of 205.
Sperling’s reports that winter lows dip down to around 46 degrees Fahrenheit, while summer highs climb to about 73 degrees Fahrenheit.
Other parts of Southern California become very hot during the summer. So, you get the best aspects of SoCal’s sunny climate in Oxnard, minus those unwanted blazing days.
In fact, Sperling’s has a comfort index to rank weather for different locations as well. It is a scale of 1 to 10, where 10 represents the most ideal possible weather. The US average on that scale is a 7.
On that scale, Oxnard receives a rating of 8.5 during winter, and 9.8 during summer. In other words, this is just about as good as it gets. You will be hard-pressed to find other locations in California or anywhere in the country that are this temperate and enjoyable.
One of the best things about living in Oxnard is that the things to see and do are practically endless.
What with the coastal location, this is a fine place to live if you enjoy water-based activities. A great place to start is Mandalay State Beach. Those interested in nautical history and art will also want to drop by the Channel Islands Maritime Museum.
Other fun area attractions include the Marine Emporium Landing, Oxnard Historic Farm Park, Carnegie Art Museum, and the Murphy Auto Museum.
Naturally, there are even more amazing attractions in nearby Malibu, Santa Barbara and Los Angeles.
If you are a sports fan, you can follow professional teams in Los Angeles such as the Lakers, Clippers, Kings, Dodgers, Rams, and Angels.
Gorgeous weather, fun attractions, an exciting job market, and stunning real estate are all calling to you in Oxnard.
If you are ready to move into an Oxnard home with a flexible mortgage, please give us a call today at (805) 402-5302 to schedule your consultation.
We also work with homebuyers and homeowners in Ventura, Santa Barbara, Los Angeles and throughout California.
“I have worked with Craig Maltman for many, many years. Feels like both grew up in the business! He is still my leder of choice. He returns call promptly of all house of the day and often night (and that is rare with todays lenders) and pulls off the impossible to get that all important loan approval. Try him and he will be your lender of choice for ever”
Craig was wonderful to work with. He is responsive and made the process as seamless as possible. Would definitely go to him again for future lending!
Craig was extremely helpful and totally there every step of the way through the whole process. He was very transparent and completely honest with everything he did for me. He was very knowledgeable and fast. I would (and will) use Craig again for any and all future transactions!
Craig helped me refinance my home. He got me a great rate and shaved 14 years off my mortgage with a negligible increase in my payments. Working with him was so easy, he is a great communicator and has always been available for questions. I would recommend him wholeheartedly.
I have had the pleasure of working with Craig for 5 years now. When my previous broker decided to close his lending division, it came as a surprise to the entire team. However without hesitation, Craig offered to take our team under his wing so that we were able to continue operating seamlessly without missing a beat. He is an extremely knowledgeable broker and a great leader, constantly adding new lenders so his entire team of loan officers can continue to offer our clients the best product options on the market. He also asks all of us for feedback when making decisions that affect the group which not all business owners do. Craig is not only a pleasure to work with, but a truly great person as well!
I have worked with Craig Maltman for many, many years. Feels like we both grew up in the business! He is still my lender of choice. He returns calls promptly at all hours of the day and often night (and that is rare with todays lenders) and pulls off the impossible to get that all important loan approval.Try him once and he will be your lender of choice for ever.
If you want your loan to close, this is the place! Craig has helped clients achieve homeownership dreams that they did not believe possible. If you want a hard working lender; who thinks out of the box, look no further.
If you are ready to apply now for a flexible home loan in Oxnard or elsewhere in California, Financial Home Associates is standing by. To get started now, please give us a call today at (805) 402-5302 to schedule your mortgage consultation.
Financial Home Associates 1000 Town Center Dr #525 Oxnard, CA 93036
Financial Home Associates is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age, because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. Disclaimer: Programs subject to change without notice. All borrowers must qualify per program guidelines.
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