BANK STATEMENT LOANS IN OXNARD

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Bank Statement Loans

Traditionally, big banks ask you for a W-2 when you apply for a home loan. But a W-2 does not always tell the complete story when it comes to your income. You can verify your income differently with our bank statement loan program.

Document Your Income the Easy Way With Bank Statements

When you apply for a bank statement loan, we will ask you to furnish bank statements instead of a W-2 to show us how much you are earning.

Whether you are self-employed, you are an investor, or you just have a complicated income situation, this is the simple and fast way to move the loan process forward.

Do you know how much home you can afford?

Get your FREE customized quote here!

Benefits of Bank Statement Loans in California

  • Avoid hassles if you do not have a W-2 form. Big-box lenders sometimes turn away borrowers outright who cannot provide this form. But it will never be an obstacle when you work with Financial Home Associates.
  • Show us your entire income. You might have a W-2, but have additional income that is not on the form. With bank statements, you will be able to present a more complete and competitive borrower profile, improving your qualifications.
  • Speed up your application. The streamlined nature of the bank statement loan process makes it a good fit for anyone who is on a tight schedule for closing.

Apply Now for an Easy CA Bank Statement Loan

You are welcome to apply for our bank statement loan program if you are an investor, self-employed borrower, business owner, freelancer, entrepreneur or anyone else who has income to verify that is not on a W-2 form. We serve homebuyers and homeowners in Oxnard and throughout CA.

If you have questions about bank statement loans or you are ready to apply, our loan experts are excited to help you. Please give us a call today at (805) 402-5302 to schedule your mortgage consultation.

Do you know how much home you can afford?

Get your FREE customized quote here!

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