REFINANCE IN CALIFORNIA

REFINANCE

Paying higher interest than your neighbors? You might be able to save if you refinance your home loan.

If you are in Oxnard, Ventura, Santa Barbara, Los Angeles, or anywhere in California, Financial Home Associates can help you refinance quickly and easily.

Why Refinance in Oxnard?

By refinancing your mortgage, you may be able to:

Decrease your
interest rate.

Increase or decrease
your loan term.

Stop paying for
mortgage insurance.

Change from a fixed rate mortgage to an adjustable rate mortgage, or the other way around.

Negotiate for more
competitive terms.

The exact benefits of your mortgage refinance will depend on your qualifications and goals.

refinance

When Should You Think About Refinancing?

Consider moving forward with a refinance if you are in any of these scenarios:

  • Your adjustable rate keeps increasing. Lock in a fixed rate through a refinance to keep interest payments affordable.
  • You have a fixed rate home loan and plan to move soon. Switch to an adjustable rate mortgage to save on interest during the introductory period.
  • You are paying for mortgage insurance, but now qualify for a mortgage that does not carry this requirement.
  • Your monthly budget is tight, and you want to decrease your mortgage payments so that your bills are easier to pay.
  • You want to consolidate high-interest debts into your mortgage. With the lower interest you will be paying overall, you can reduce your ongoing expenses.

Refinance Today and Save

You can find out whether refinancing your mortgage at this time could be beneficial by scheduling a consultation. When you share your financial situation with us, we can advise you as to whether refinancing could help you save money, or if there might be another option that might suit your needs. To begin, please give us a call today at (805) 402-5302.

REFINANCE

See What Our Clients Are Saying About Us!

Financial Home Associates

star

“I have worked with Craig Maltman for many, many years. Feels like both grew up in the business! He is still my leder of choice. He returns call promptly of all house of the day and often night (and that is rare with todays lenders) and pulls off the impossible to get that all important loan approval. Try him and he will be your lender of choice for ever”

Emma Morata

star

Craig was wonderful to work with. He is responsive and made the process as seamless as possible. Would definitely go to him again for future lending!

John Guerrero

star

Craig was extremely helpful and totally there every step of the way through the whole process. He was very transparent and completely honest with everything he did for me. He was very knowledgeable and fast. I would (and will) use Craig again for any and all future transactions!

Lendsay Loaf

star

Craig helped me refinance my home. He got me a great rate and shaved 14 years off my mortgage with a negligible increase in my payments. Working with him was so easy, he is a great communicator and has always been available for questions. I would recommend him wholeheartedly.

Nicholas Hebert

star

I have had the pleasure of working with Craig for 5 years now. When my previous broker decided to close his lending division, it came as a surprise to the entire team. However without hesitation, Craig offered to take our team under his wing so that we were able to continue operating seamlessly without missing a beat. He is an extremely knowledgeable broker and a great leader, constantly adding new lenders so his entire team of loan officers can continue to offer our clients the best product options on the market. He also asks all of us for feedback when making decisions that affect the group which not all business owners do. Craig is not only a pleasure to work with, but a truly great person as well!

Linda Freeny

star

I have worked with Craig Maltman for many, many years. Feels like we both grew up in the business! He is still my lender of choice. He returns calls promptly at all hours of the day and often night (and that is rare with todays lenders) and pulls off the impossible to get that all important loan approval.Try him once and he will be your lender of choice for ever.

Antoinette Bartsch-Newhouse

star

If you want your loan to close, this is the place! Craig has helped clients achieve homeownership dreams that they did not believe possible. If you want a hard working lender; who thinks out of the box, look no further.

Buy a Home or Refinance in Oxnard Now

If you are ready to apply now for a flexible home loan in Oxnard or elsewhere in California, Financial Home Associates is standing by. To get started now, please give us a call today at (805) 402-5302 to schedule your mortgage consultation.

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CONTACT

Financial Home Associates 1000 Town Center Dr #525 Oxnard, CA 93036

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Phone: (805) 402-5302
NMLS #873846

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Financial Home Associates is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age, because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. Disclaimer: Programs subject to change without notice. All borrowers must qualify per program guidelines.

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