Traditionally, big banks ask you for a W-2 when you apply for a home loan. But a W-2 does not always tell the complete story when it comes to your income. You can verify your income differently with our bank statement loan program.
When you apply for a bank statement loan, we will ask you to furnish bank statements instead of a W-2 to show us how much you are earning.
Whether you are self-employed, you are an investor, or you just have a complicated income situation, this is the simple and fast way to move the loan process forward.
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You are welcome to apply for our bank statement loan program if you are an investor, self-employed borrower, business owner, freelancer, entrepreneur or anyone else who has income to verify that is not on a W-2 form. We serve homebuyers and homeowners in Oxnard and throughout CA.
If you have questions about bank statement loans or you are ready to apply, our loan experts are excited to help you. Please give us a call today at (805) 402-5302 to schedule your mortgage consultation.
Get your FREE customized quote here!
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“I have worked with Craig Maltman for many, many years. Feels like both grew up in the business! He is still my leder of choice. He returns call promptly of all house of the day and often night (and that is rare with todays lenders) and pulls off the impossible to get that all important loan approval. Try him and he will be your lender of choice for ever”
Craig was wonderful to work with. He is responsive and made the process as seamless as possible. Would definitely go to him again for future lending!
Craig was extremely helpful and totally there every step of the way through the whole process. He was very transparent and completely honest with everything he did for me. He was very knowledgeable and fast. I would (and will) use Craig again for any and all future transactions!
Craig helped me refinance my home. He got me a great rate and shaved 14 years off my mortgage with a negligible increase in my payments. Working with him was so easy, he is a great communicator and has always been available for questions. I would recommend him wholeheartedly.
I have had the pleasure of working with Craig for 5 years now. When my previous broker decided to close his lending division, it came as a surprise to the entire team. However without hesitation, Craig offered to take our team under his wing so that we were able to continue operating seamlessly without missing a beat. He is an extremely knowledgeable broker and a great leader, constantly adding new lenders so his entire team of loan officers can continue to offer our clients the best product options on the market. He also asks all of us for feedback when making decisions that affect the group which not all business owners do. Craig is not only a pleasure to work with, but a truly great person as well!
I have worked with Craig Maltman for many, many years. Feels like we both grew up in the business! He is still my lender of choice. He returns calls promptly at all hours of the day and often night (and that is rare with todays lenders) and pulls off the impossible to get that all important loan approval.Try him once and he will be your lender of choice for ever.
If you want your loan to close, this is the place! Craig has helped clients achieve homeownership dreams that they did not believe possible. If you want a hard working lender; who thinks out of the box, look no further.
If you are ready to apply now for a flexible home loan in Oxnard or elsewhere in California, Financial Home Associates is standing by. To get started now, please give us a call today at (805) 402-5302 to schedule your mortgage consultation.
Financial Home Associates 1000 Town Center Dr #525 Oxnard, CA 93036
Financial Home Associates is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age, because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. Disclaimer: Programs subject to change without notice. All borrowers must qualify per program guidelines.
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